Annuities

Our Annuities Overview:

Preferred Risk AgencyPeople are living longer these days and outliving your assets is a realistic concern. An annuity may be a way to assure you have a stream of income that lasts a lifetime.

In its simplest form, you pay a premium in exchange for future periodic payments to begin immediately (an immediate annuity) or at some future date (a deferred annuity) and continue for a period that can be as long as your lifetime.

Some Key Strengths of an Annuity Are:

  • Interest generated by an annuity accrues tax deferred until withdrawn
  • There are many different types of annuities to choose from
  • You pay taxes only on the earnings portion of annuity payments
  • At death, proceeds from an annuity pass free from probate to your named beneficiary

We have partnered with some of the top companies in the industry to find you an annuity that best suits your needs.

 

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