At PRA-LLC, we’re proud to serve as one of Maryland’s most trusted names in personal and business insurance. With decades of real-world experience, our mission goes beyond policies and paperwork—it’s about helping Marylanders feel secure in their homes, on the road, and in their businesses every single day.
We’ve met families across the Bay, business owners in Baltimore, and hardworking folks all around the Beltway. Everyone’s story is different, but the goal’s always the same—to know that when life throws a curveball, you’re not facing it alone.
If you’ve lived in Maryland long enough, you know this place has its own rhythm. There’s the buzz of downtown Baltimore, the charm of Annapolis, and those quiet, tree-lined neighborhoods in places like Silver Spring or Columbia. And then there’s that salty Chesapeake breeze that reminds you to slow down once in a while.
We get it because we live it too. When you call us, you’re not speaking to some random call center across the country—you’re talking to a local who’s seen what summer storms can do to a roof or how winter potholes can eat tires alive.
Whether you’re a small business owner in Rockville, a homeowner in Frederick, or raising your kids near the water, we’ll shape a policy that fits your world like it was made for it.
Running a business isn’t easy, right? You’ve got payroll, customers, deadlines, and about a hundred little fires to put out before lunch. The last thing you should be worrying about is what if something goes wrong? That’s where we come in!
Here’s a peek at what we offer:
We know the industries that power this state—from logistics and tech to healthcare and retail. We build coverage that makes sense for your business, your risks, and your budget.
Now, let’s talk about you. Your car, your home, your health—they’re all part of your story. We help protect the things that keep your world steady with personal coverage that actually feels personal.
We’ll walk you through it all—plain talk, no pressure, no confusing terms. Just honest help from people who care.
At PRA-LLC, you’re not a number. You’re a neighbor, and we take that seriously.
Whether you’re in Baltimore, Annapolis, Frederick, or somewhere between, we’d love to help you feel a little more at ease about tomorrow. Contact us for a free quote or to receive some friendly advice.
Because for us, insurance isn’t just about policies—it’s about people. And that’s something we’ll never lose sight of.